Effective Date: September 19, 2026

Welcome to Holistic Entrepreneur Association.

These Terms of Service (“Terms”) govern your use of Holistic Entrepreneur Association (“HEA,” “we,” “us,” or “our”) websites, memberships, programs, digital products, educational materials, online tools, community features, live sessions, and related services.

By using our website, creating an account, purchasing a product or membership, or accessing an HEA service, you agree to these Terms.

1. About HEA

HEA provides business education, resources, tools, community, and professional development primarily for wellness professionals and entrepreneurs.

Our offerings may include:

• The HEA Professional Membership
• Online courses and trainings
• Worksheets, templates, and guides
• Business planning tools and assessments
• Live workshops and Laser Coaching
• Community features
• AI-powered business and content tools
• Digital products and resources

Specific features and resources may change over time as HEA evolves.

2. Accounts and Access

You must be at least 18 years old to purchase or use paid HEA services.

You are responsible for keeping your account information and login credentials secure.

Unless otherwise stated, memberships, courses, tools, and other paid resources are licensed to one individual and may not be shared with others.

You may not share your login information or provide another person with access to paid HEA resources through your account.

3. Purchases and Payments

Prices and payment terms are displayed at the time of purchase.

Payments may be processed through third-party payment providers such as Stripe, PayPal, ThriveCart, or other payment platforms.

By making a purchase, you confirm that you are authorized to use the payment method provided.

If a payment fails, access to paid services may be suspended until the account is brought current.

4. Memberships and Recurring Billing

Some HEA services, including the Professional Membership, may be offered as recurring subscriptions.

When you purchase a recurring subscription, you authorize us and our payment processor to automatically charge the payment method you provide according to the billing frequency shown at checkout.

Your membership will continue to renew until you cancel it.

You may cancel at any time using the cancellation options available through your account or by contacting us at support@teamhea.com.

Cancellation prevents future renewal charges. Unless otherwise stated, you will continue to have access through the end of the billing period you have already paid for.

We may change subscription pricing in the future. If a change applies to an existing subscription, we will provide advance notice when required.

5. Refunds

All refunds, cancellations, and billing corrections are governed by our Refund Policy, which is incorporated into these Terms by reference and forms part of your agreement with us. Please review it before making a purchase.

In the event of a conflict between these Terms and the Refund Policy on any matter relating to refunds, the Refund Policy controls.

If you believe you were charged incorrectly or received a duplicate charge, please contact us at support@teamhea.com so we can review the issue.

6. Digital Products and Membership Resources

HEA products and memberships may include videos, trainings, worksheets, templates, assessments, recordings, articles, guides, planning tools, AI tools, and other digital resources.

Access to particular resources may depend on the product you purchased or your active membership status.

HEA may update, replace, reorganize, improve, or discontinue individual resources and features over time.

Unless an offer specifically states that it includes lifetime access, purchasing a product or membership does not guarantee permanent access to every resource.

7. Live Sessions and Laser Coaching

HEA may offer workshops, group coaching, Laser Coaching, Q&A sessions, and other live educational events.

These sessions are intended for general education and professional development and do not create an individual consulting, legal, medical, financial, tax, or other professional advisory relationship.

Some live sessions may be recorded and made available to members.

If you participate in a recorded session using your camera, microphone, chat, or other interactive features, your participation may appear in the recording.

If you prefer not to appear in a recording, you may choose not to activate your camera or microphone and may use another method to submit questions when available.

8. Community Guidelines

HEA is intended to be a respectful professional community.

When participating in HEA community spaces, live sessions, or other interactive features, you agree not to:

• Harass, threaten, or abuse other members
• Share another member’s confidential or private information
• Spam or mass-solicit members
• Add members to marketing lists without permission
• Post unlawful, defamatory, or intentionally misleading material
• Scrape or collect member information
• Impersonate another person or business
• Disrupt HEA services or platforms

Members are welcome to naturally connect, collaborate, and refer business to one another. However, community access should not be treated as permission to send unsolicited promotional messages.

We may remove content or restrict access when reasonably necessary to protect the community or enforce these Terms.

9. Intellectual Property

HEA’s original courses, trainings, videos, frameworks, worksheets, templates, assessments, tools, written materials, branding, graphics, and other resources are owned by or licensed to HEA.

Your purchase gives you a limited license to use these materials for your own learning and business.

You may apply what you learn through HEA in your own business.

However, you may not:

• Share paid HEA resources with others
• Resell HEA materials
• Republish HEA resources as your own
• Upload HEA content into another course, membership, or resource library
• Copy or substantially reproduce an HEA course, assessment, tool, or framework for resale
• Record and redistribute HEA trainings
• Remove copyright or ownership notices
• Share account access with people who have not purchased access

If a particular resource includes additional licensing permissions, those permissions will be stated with that resource.

10. Your Content

You retain ownership of original content you submit to HEA, including your business information, questions, prompts, written content, and other materials.

We may process or store that information as needed to provide the service you requested.

If you voluntarily submit a testimonial, interview, success story, or other promotional content, we will use it according to the permission you provide.

HEA does not claim ownership of your business, brand, clients, or original intellectual property simply because you use our services.

11. AI-Powered Tools

HEA may provide tools that use artificial intelligence to assist with activities such as:

• Business planning
• Marketing
• Content creation
• Article writing
• Social media content
• Research
• Audience development
• Offer development

AI-generated content may occasionally contain errors, omissions, incorrect information, or inaccurate citations.

You are responsible for reviewing and verifying AI-generated content before using, publishing, or relying on it.

If an HEA tool references research or scientific literature, you should review the original source before publishing health claims, statistics, quotations, or other research-based information.

Professional Responsibility

HEA’s tools are designed to support your work, not replace your professional judgment.

If you work in health, nutrition, wellness, medicine, fitness, mental health, legal services, financial services, or another regulated field, you are responsible for ensuring that your content and services comply with:

• Your professional scope of practice
• Applicable laws and regulations
• Advertising requirements
• Client confidentiality requirements
• Professional standards
• Appropriate disclaimers

Do not enter confidential client or patient information, protected health information, passwords, financial credentials, Social Security numbers, or similarly sensitive information into an HEA AI tool unless the specific tool expressly states that it is designed to process that information.

Subject to applicable law and third-party technology terms, you may use content generated for you through HEA’s AI tools in your own business.

We cannot guarantee that AI-generated output will be unique or eligible for copyright or other intellectual property protection.

12. Educational Disclaimer

HEA provides educational information, tools, and business resources.

Nothing provided through HEA should be considered individualized:

• Legal advice
• Tax advice
• Accounting advice
• Financial advice
• Medical advice
• Mental health treatment
• Diagnosis or treatment of a health condition

You should seek appropriate professional advice when your situation requires it.

13. No Guarantee of Business Results

HEA provides education, tools, strategies, examples, and support intended to help members improve their businesses.

However, we do not guarantee any particular:

• Revenue
• Number of clients
• Sales volume
• Profit
• Audience growth
• Marketing result
• Business growth
• Career outcome

Your results depend on many factors outside our control, including your market, experience, pricing, business model, effort, execution, and economic conditions.

Testimonials and member examples reflect individual experiences and do not guarantee that you will achieve similar results.

14. Third-Party Services

HEA uses third-party platforms to operate parts of our business, which may include services for:

• Payments
• Website hosting
• Membership access
• Email
• Scheduling
• Video hosting
• Artificial intelligence
• Research
• Analytics
• Automation

Your use of certain features may also be subject to the terms and privacy practices of those providers.

HEA cannot guarantee that third-party platforms will always be available, uninterrupted, or error-free.

15. Acceptable Use

You may not use HEA websites, tools, resources, or services to:

• Violate applicable law
• Infringe another person’s intellectual property
• Spread malware or malicious code
• Attempt unauthorized access to our systems
• Circumvent security features
• Scrape or systematically extract HEA content
• Disrupt our websites or services
• Fraudulently obtain access to paid resources
• Use HEA content or tools to systematically build a competing copy of an HEA product or service

We may limit or terminate access if we reasonably believe these Terms have been violated.

16. Suspension or Termination

We may suspend or terminate access to HEA services for reasons including:

• Nonpayment
• Fraud
• Account sharing
• Harassment
• Security threats
• Misuse of HEA services
• Unauthorized distribution of paid resources
• Material violation of these Terms

When appropriate, we may provide an opportunity to resolve the issue before access is terminated.

Serious misconduct may result in immediate termination.

17. Availability of Services

We may update, add, replace, reorganize, or discontinue features or resources as HEA evolves.

We do not guarantee that any particular feature, technology provider, resource, or integration will remain available indefinitely.

Temporary interruptions caused by maintenance, outages, third-party providers, or circumstances outside our reasonable control do not automatically qualify for refunds.

18. Disclaimer of Warranties

To the fullest extent permitted by law, HEA services are provided on an “as is” and “as available” basis.

We make reasonable efforts to provide useful and reliable resources, but we cannot guarantee that:

• Every service will be uninterrupted or error-free
• Every resource will meet your individual needs
• All information will always be complete or current
• AI-generated information will always be accurate
• Third-party platforms will always remain available
• Using HEA resources will produce a particular result

19. Limitation of Liability

To the fullest extent permitted by applicable law, HEA and its owners, employees, contractors, and representatives will not be responsible for indirect, incidental, special, or consequential damages resulting from your use of HEA services.

This includes losses involving revenue, profits, business opportunities, data, or goodwill.

To the fullest extent permitted by law, HEA’s total liability related to a paid product or service will not exceed the amount you paid for that product or service during the twelve months before the event giving rise to the claim.

Nothing in these Terms limits liability that cannot legally be limited.

20. Privacy

Your use of HEA services is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.

21. Changes to These Terms

We may update these Terms as our business, services, or legal requirements change.

When we do, we will update the Effective Date at the top of this page.

If a material change significantly affects an active paid membership, we may provide additional notice when appropriate or legally required.

22. Governing Law

These Terms are governed by the laws of the State of Florida, except where applicable law requires otherwise.

Any legal proceeding relating to these Terms will be handled in the appropriate courts located in Pinellas County, Florida, unless another jurisdiction is required by law.

23. Severability

If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in effect.

24. Entire Agreement

These Terms, together with our Privacy Policy and any terms presented for a specific product or offer, make up the agreement between you and HEA regarding your use of our services.

If a specific offer includes terms that differ from these Terms, the terms presented for that specific offer will control for that purchase.

25. Contact Us

If you have questions about these Terms, please contact:

Holistic Entrepreneur Association, Inc
Email: support@teamhea.com